Online Consent for eStatements and Electronic Disclosures

You is consenting are consent to receive information electronically at our website or through other mean as provide below .

Disclosures or Communications That May Be Provided Electronically

pursuant to this consent , we is provide may provide to you by electronic mean information regarding your revolving WebBank / Fingerhut Credit Account ( “ Credit Account ” ) , include disclosure require by applicable federal or state law ( collectively ” communication ” ) which may include , but are not limit to , the follow :

• Initial Disclosure statement concern your Credit Account ;
• Your customer agreement governing the Credit Account;
• Periodic statements, letters or notices regarding your Credit Account;
• WebBank and Fingerhut Credit Account Privacy Policies;
• Other federal and state law disclosures, notices and communication in connection with the application for, the opening of, maintenance of or collection of the Credit Account; or
• SafeLine disclosures, Debt Cancellation Agreement and other information related to optional Debt Waiver products you may elect to purchase.

technology requirement

In order to receive disclosure and other material or communication electronically , you is need will need :

• A desktop or laptop personal computer with a minimum web browser that supports 128 bit encryption; and
• To have the ability to receive and read email .

Changing Your Email Address: To notify us if your email address changes, contact us at customerservice@fingerhut.com. Please provide your name, address, current email address, new email address, 10 digit customer number and the last 4 digits of your WebBank/Fingerhut Credit Account number. You may also write us at Fingerhut, 6250 Ridgewood Road, St Cloud, MN 56303.

Additional Mobile technology requirement: If you are accessing our site and the disclosures electronically via a mobile device, you must make sure that you have software on your mobile device that allows you to print and save the statements presented to you. These applications can be found for most mobile devices in the device’s app store. If you do not have these capabilities on your mobile device, please access our site through a device that provides these capabilities.

Withdrawing Your Consent or Receiving a Paper Copy

After providing your consent, you may:

• Change your preference to receive electronic disclosures and periodic billing statements (from/to paper) at any time by logging on to My Account at fingerhut.com.
• Have previously provide your consent to receive account disclosure ( e.g. , billing statement , account agreement , etc . ) in electronic form . If you withdraw or have withdraw such consent , we is charge will charge you a $ 1.99 Paper Statement Fee to provide your billing statement in paper form even if your prior consent did not disclose a fee or charge . In addition to your monthly statement , the Paper Statement Fee is applies also apply to request to reprint your statement(s ) . note , the Paper Statement Fee is apply will not apply to account holder in state where prohibit . You is change can change your consent at any time by log into MyAccount on fingerhut.com . If you require an accommodation or further assistance relate to this change you is call may call us at 1 – 800 – 964 – 1975 or email us at customerservice@fingerhut.com . There is no fee to receive your billing statement in paper form for your WebBank / Fingerhut FreshStart account . If you successfully graduate to a WebBank / Fingerhut Fetti account , we is charge will then charge a $ 1.99 Paper Statement Fee each time you receive a paper statement for your WebBank / Fingerhut Fetti account . Your consent election for your WebBank / Fingerhut FreshStart account will be carry over to your WebBank / Fingerhut Fetti account upon graduation .
• receive any information provide electronically in paper form . We is charge may charge a fee for a paper copy . To receive specific information in paper form contact us at customerservice@fingerhut.com . Please provide your name , address , 10 digit customer number and the last 4 digit of your Account number . You is write may also write us at Fingerhut , 6250 Ridgewood Road , St Cloud , MN 56303 .

By selecting to receive Electronic Statements and Electronic Disclosures, you agree:

• To receive this information electronically, access and retain any disclosures received.
• You is have have the ability to receive disclosure electronically pursuant to the technical requirement list above .
• You will download or print the disclosures for your records, acknowledge that you can access information that is provided electronically at this website.
• You will notify us if your email address changes.
• Communications may be sent to your email address provided to us by you. Communications may include your name and information about your Credit Account, including your balance or the due date. Electronic Communications may be disclosed to any party with access to your Credit Account or email account. All Communications in either electronic or paper format from us to you will be considered “in writing.”
• You is understand understand that the information you have elect to receive is confidential in nature . We is are are not responsible for unauthorized access by third party to information and/or communication provide electronically nor any damage cause by unauthorized access . We is are are not responsible for delay in the transmission of any information . We is are are not responsible for any computer virus or relate problem . If your email address change , you are require to notify us .
• You is understand understand that you have the right to withdrawal your consent or receive a paper copy as provide above .
• By electing to receive online eStatements, you agree to receive and access your monthly periodic billing statement electronically. You will receive an email from Fingerhut notifying you when your current Fingerhut Statement is available for viewing and printing at fingerhut.com/MyAccount. To view your Credit Account billing statement you may either click on the link in the email notification or log in to fingerhut.com/MyAccount to access, view and print your eStatement.
• That we have the right to send you paper statements at our discretion, even if you have given us Consent to provide your statements electronically. If the email address you have provided to us is not deliverable, you will receive paper statements until the time you provide us a new valid email address. Once you have provided a new email address, you will begin to receive eStatements.
• You acknowledge that you are providing your consent to receive electronic communications pursuant to the Electronic Signatures in Global and National Commerce Act and your intent that this statute applies to the fullest extent possible.